Life insurance and estate planning
What makes us different
Doing business with Eric Bérubé Estate and Insurance Services means taking advantage of the best life insurance strategies, as well as personalized attentive service.
Benefit from our added value
Life insurance
is our specialty
It's said that by trying to be good at everything, one ends up excelling at nothing. Utilizing life insurance as a financing-based tool takes considerable expertise. Our firm focuses exclusively on this area of insurance, so when you deal with us, you can be sure you are receiving up-to-date, relevant services. We keep abreast of the latest developments in our field and put our creativity to work for our clients.
Our approach is conservative
Before recommending a strategy, we carefully analyze your situation and needs and consider every single detail. Next comes the due diligence verified by the professionals you trust, based on recognized financial, tax and accounting principles. Concerned about interest rate and stock market fluctuations? We adopt a conservative approach that takes into account the worst case scenarios to help give you peace of mind while earning you exceptional returns. The unrealistic projections and overly aggressive tactics, we leave those to others.
We guide you
every step of the way
We offer a simple, effective turnkey service, coordinating with all the professionals involved, including your accountant, lawyer and tax specialist. And once the plan is established, we follow up with you every year to make adjustments, if necessary, and answer all your questions. In other words, we commit for the long-term, adopting a "worry-free" approach. Because your interests should always remain the first priority.
We have total freedom to act
Whether it involves recommending insurance products or proposing financing options, we are completely independent. We can work with any of the major Canadian banks and insurance companies. Our advice and proposed solutions are based on an understanding of your needs, of course, but also on our analysis of the market and variables such as taxation, economic developments and emerging products. Result: we can offer you the solutions that benefit you the most.
You benefit from a service continuity plan
The strategies we implement require a thorough annual review on a long-term basis. That is why we have put in place a solid service continuity plan. In the event of a short or extended absence, you will continue benefitting from a careful annual review with respect to the tax information sent to accountants and financing-related bank transactions.
Concerned about interest rate and stock market fluctuations?
We adopt a conservative approach that takes into account the worst case scenarios to help give you peace of mind while earning you exceptional returns.